FX Markets Run 24/5. Banking Doesn't.
These aren't problems I'm guessing at. They're what I hear from CFOs and treasury teams across the FX brokerage space. The specific impact depends on your structure—your jurisdictions, your LP relationships, your client mix. But the friction points are consistent.
Settlement Timing Mismatch
That wire you sent Friday? Still sitting in a correspondent bank until Tuesday. Meanwhile, positions need covering and margin calls don't wait for SWIFT.
Correspondent Banking Concentration Risk
The brokers who survived 2020-2022 de-risking weren't those with the best single banking relationship. They were the ones with three adequate ones. Finding and maintaining those relationships gets harder every year.
High-Risk Classification Premium
You're classified as high-risk. That's structural, not negotiable. The question is whether you're optimizing within that constraint or accepting default pricing.
Multi-Currency Reconciliation Overhead
Serving European clients means EUR, GBP, CHF, and a dozen other currencies across SEPA and non-SEPA rails. The problem isn't conversion rates—it's operational overhead across jurisdictions, counterparties, and banking relationships.
Payout Speed as Competitive Pressure
Your traders expect instant. That expectation flows upstream: traders pressure brokers, brokers pressure platforms, platforms pressure LPs. Payment speed isn't back-office anymore.
What I Offer
Independent assessment across traditional banking AND stablecoin infrastructure—I recommend what fits, not what I'm selling. Scope is cross-border settlement: LP payments, IB commissions, multi-entity treasury, client payouts.
You know your operational constraints. I know what's possible with modern payment rails. We figure out the fit together. Not here to replace your banking relationships. Here to evaluate whether alternative rails solve specific friction points.
Every broker's payment stack is different. Your jurisdictions, your LP mix, your regulatory constraints—these determine what's possible. I bring payments infrastructure expertise. You bring operational context. The goal is finding where modern settlement rails create real advantage, not theoretical improvement.
See If This Fits
I need to understand your flows before I can recommend anything. Generic advice is useless in payments.